Happy Money

Happy Money: Money that Makes You Smile

Welcome to Happy Money, where we do finance differently. As a fintech company, we're all about putting people first. We've replaced the stuffy, impersonal lending experience with a joyful digital journey, all thanks to our partnerships with credit unions and other community-focused financial institutions.

Our vision? To transform the lending industry, one happy customer at a time. We're not just talking about it, we're living it through our connected platform of financial partners who are all about delivering a lending experience that's perfect for today's customers.

How do we do it, you ask? Automation and proprietary underwriting models, baby! We offer flexible rates and payment plans that fit borrowers' unique financial situations like a glove. And our core product, The Payoff Loan™ for credit card debt reduction, is reaching more consumers than ever before through our embedded financial services.

Now, let's talk numbers. Since our inception, we've helped over 310,000 borrowers and funded more than $5.7 billion in loans. And we couldn't do it without our passionate and purpose-driven team of over 300 people, spread across the United States. We're fully distributed, but fully connected in our mission to make money happy.

Backed by leading investors, we're expanding our reach and making a real impact in the financial world. If you want to learn more about us, check out happymoney.com.

So, if you're tired of the same old finance companies, come join us at Happy Money. We're not just changing the game, we're having a blast while doing it!