PRA Group is a diversified company that operates in the consumer debt collection and legal services industry. The company represents itself and its affiliates in litigation matters involving consumer accounts across state courts. PRA Group handles legal proceedings, prepares litigation documents, and manages discovery processes while ensuring compliance with federal consumer protection laws including the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and Truth-In-Lending Act. The company employs licensed attorneys to litigate cases, negotiate settlements, and provide legal guidance to support its business operations.
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