AML Investigations Manager

About us

ClearBank was built on the belief that banking infrastructure would no longer slow down progress. Instead, it’s the catalyst that unlocks the potential to innovate. That’s why our clients — financial institutions from fintech’s and crypto platforms, to banks and credit unions — use our API to power their banking infrastructure.

But we wouldn’t be ClearBank without our people. They’re what powers our innovative technology and the reason we love what we do every day. We’re a group of spirited people who are never afraid to challenge the norm – becoming stronger, more energised, and that much better when we’re together. It’s our belief in fairness, autonomy and choice that means our people are empowered with the tools to learn, grow, and contribute to ours and our clients’ success. Interested in joining us? Read on or visit our website for more information.

About you

You’ll be joining our Operations function as an AML Investigations Manager in the Financial Crime Operations team. Reporting to the Head of Financial Crime, you’ll be a part of a fast-growing business that is challenging the market and doing things differently.

As AML Investigations Manager you will play a critical role in safeguarding our organisation against financial crimes, including money laundering, fraud, and other illicit activities. You will lead a team of investigators, analyse suspicious transactions across our correspondent FI and NBFI client base, and ensure compliance with relevant laws and regulations. Your expertise will contribute to maintaining the integrity of our financial systems and protecting our institution from risks.

Within Investigations you will be overseeing Transaction Monitoring, Payment Screening and in the future potentially blockchain monitoring. Therefore, a knowledge and previous exposure to digital assets downstream related risks and process improvement would be beneficial.

And you’ll be joining one of the fastest-growing tech company in the UK, according to Deloitte Fast 50.

You will be

• Leading and managing a small team of team leaders, SME’s & Analysts
• Delivering performance and results in line with company and operational objectives which are measured by service level indicators
• Adapting departmental plans and priorities to address resource and operational challenges
• Ensuring that decisions and problem-solving are guided by policies, procedures and business plans
• Providing technical guidance to colleagues and customers
• Addressing issues with impact beyond own team based on knowledge of related disciplines
• Informing on procedures and ensuring they are followed by the team to meet quality 7 consistency expectations
• Supporting the Head of Financial Crime Operations with the delivery of strategic initiatives
• Preparing and submitting papers and reporting to 2nd line Financial Crime and senior management, as well as complete on any external reporting requests (PSR, FCA, etc)
• Acting as a point of contact on escalations and queries for your team and ensuring a consistent risk-based approach is being applied and where required challenge appropriately

Requirements

What we are looking for

• Direct experience in leading 1st line operational teams
• Knowledge of Financial Crime / AML regulatory requirements in the EU and UK
• Demonstrate ability to adequately consider all operational effectiveness, risk management and customer experience
• Ability to make risk-based decisions supported by regulatory requirements
• Experience in document drafting and presenting directly to a senior audience
• Passionately curious, as you will often find yourself learning about concepts that you might not have been exposed to in the past
• Comfortable working in a fast-paced environment, managing numerous concurring priorities
• Well versed in preparing documentation to be presented to senior stakeholders

•Excellent communication skills

• Strong management and leadership skills
• Strong attention to detail and good judgment
• Proactive and keen on taking the initiative

•Strong stakeholder management

• Able to multi-task and manage the time in accordance with priorities and expectations.
• Able to navigate and deliver in a fast-paced environment
• Preferably holds relevant professional FCC qualifications

Benefits

About what we offer

• At ClearBank we have a flexible working philosophy, empowering our employees to manage their time in a way which allows them to meet both work and personal commitments, in partnership with their line manager
• Spacious and well-equipped new offices in London and Bristol
• 27 days annual leave per year, plus flexible bank holidays
• The option to work outside of the UK for up to 30 days per year

•Regular company-wide socials

• Take a couple of days per year to volunteer with your chosen charity to do something bigger than ClearBank
• Private healthcare and discounted dental cover, with employee healthy living perks and discounts

•Enhanced family-friendly leave

• Plus, you’ll have the opportunity to join an innovative team that’s building a bank fit for the future! 🚀

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable.

The legal bit

By submitting your CV, you confirm that you can demonstrate you have the right to work in the UK. Regretfully we are not in a position to sponsor applicants for immigration purposes at the current time. By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.