Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.About the Team
The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology.
Role Overview
As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.
Responsibilities
Architect, build, and maintain backend systems for card issuing and card lifecycle management
Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
Define and drive the system architecture, service boundaries, and integration patterns for card platform services
Ensure system reliability, scalability, and compliance with payment network standards
Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
Establish engineering best practices, code quality standards, and technical documentation for the team
Work hands-on — this is a builder role, not a pure advisory position
Requirements
8+ years of backend engineering experience with strong Java / Spring expertise
Direct experience building or maintaining a card system
Experience with card certification processes and/or card onboarding programs
Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
Understanding of card network standards, payment flows, and compliance requirements
Preferred Qualifications
Experience at a fintech, startup, or crypto company that has issued cards
Familiarity with card lifecycle management, tokenization, and payment gateway integrations
Experience working in agile, fast-paced environments with short release cycles
Why Binance
Binance is a leading global blockchain ecosystem and the world's largest cryptocurrency exchange by trading volume and registered users. The company serves 300+ million people across 100+ countries and is trusted for its industry-leading security, user fund transparency, trading engine speed, and deep liquidity. Binance's offerings span trading and finance, education, research, payments, institutional services, and Web3 features. The company's mission is to leverage digital assets and blockchain technology to build an inclusive financial ecosystem that advances financial freedom and improves financial access globally.
