About the Role
Coinhold / Wallet is a consumer-facing neo-banking and crypto wallet platform serving users at scale. We are building a secure, AI-native financial ecosystem bridging crypto and fiat.
We are looking for a CTO to define technical strategy, lead engineering execution, and scale a high-performance product used by millions of users.
Location: Remote
What You Will Do
Own end-to-end technical vision and architecture of a crypto-fiat wallet platform
Scale systems for onboarding, payments, custody, swaps, and Web3 assets
Lead AI adoption across product: personalization, fraud detection, financial insights, support automation
Build and lead a cross-functional engineering organization (backend, mobile, DevOps, data, security)
Ensure platform meets global security, compliance (AML/KYC, PCI DSS, GDPR) and reliability standards
Drive integrations with banks, PSPs, blockchain networks, and custodians
Establish engineering standards, delivery processes, and platform scalability
What We're Looking For
7+ years in engineering leadership (CTO / VP Engineering / Head of Engineering)
Experience building and scaling consumer fintech or crypto products
Strong background in distributed systems, payments, or wallet infrastructure
Hands-on experience with crypto custody, multi-chain systems, and transaction flows
Proven ability to scale engineering teams (20+ people)
Experience delivering AI/ML features in production
Strong Plus
Deep understanding of AML/KYC, PCI DSS, GDPR compliance
Experience with LLMs, AI agents, or personalization systems
Background in high-scale mobile-first platforms
Experience in regulated fintech or Web3 companies
What We Offer
Opportunity to build a next-generation AI-powered financial platform
High autonomy and direct influence on product and company direction
Fast-scaling global engineering environment
Strong ownership culture and executive-level impact
Remote-first company - work from anywhere in the world
Fully flexible working hours
Extended time off: 20 paid vacation days + 12 bonus days per year
100% paid sick leave
Real impact and ownership in fintech & crypto projects
Corporate benefits: EMCD product discounts and mining infrastructure access
EMCD is a global crypto infrastructure company serving millions of users worldwide. The company operates an integrated ecosystem that includes a top-7 global mining pool, a secure multi-currency wallet, high-yield crypto savings products, and an instant peer-to-peer exchange platform. All of these services are unified within a single seamless mobile application, positioning EMCD as a comprehensive solution for cryptocurrency users seeking mining, storage, savings, and trading capabilities.
