Crum & Forster Company Overview
Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.
Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2025 Great Place to Work® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.
C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: www.cfins.com.
Job Description
Our Surplus & Specialty Lines (S&S) Division develops customized coverage solutions for complex exposures, difficult-to-insure risks and niche segments of the market. S&S has over 850 employees (including more than 250 based in India), 10+ locations in the United States and 2 locations in India. Our product reach includes Sharing Economy, Environmental, Energy, Transportation, Construction, Excess & Umbrella, Primary Special Risk, Security, and other industry segments. S&S is the second largest division within C&F at over $1.5 billion in annual gross written premium.
Crum & Forster is seeking an experienced underwriting leader to lead the Standard Accounts Sharing Economy Business Unit. This team focuses on auto liability-driven risks in the gig economy and autonomous vehicle space, including platform-based mobility and delivery businesses, as well as companies involved in the manufacture, ownership, maintenance, testing, or operation of autonomous vehicles.
This role leads a small team of underwriters and is responsible for underwriting oversight, team development, and portfolio management in a fast-changing and specialized market. The business unit handles accounts with retentions up to $100,000 and works with both retail and wholesale brokers.
The ideal candidate will bring strong technical underwriting experience, particularly in complex casualty business, and will be comfortable working with manuscript forms, customized policy language, and risks that do not fit traditional underwriting models.
What You Will Do
Lead underwriting activity for the Standard Accounts Sharing Economy business unit
Manage and develop a team of underwriters
Underwrite and oversee complex auto liability-focused risks, along with related general liability and excess liability exposures
Review new and renewal business, including pricing, structure, terms, conditions, and retentions
Serve as a referral point for complex coverage, pricing, and underwriting decisions
Read, analyze, and help develop manuscript forms and customized policy language
Develop underwriting strategy to drive profitable growth
Work with both retail and wholesale brokers on new and renewal opportunities
Partner regularly with internal teams including claims, legal, actuarial, and product
Help create consistency and clarity in an area where coverage and pricing are often nuanced and evolving
What you will bring to C&F:
10+ years of underwriting experience, preferably in commercial casualty, commercial auto, or specialty lines
Strong experience with complex liability risks and non-standard exposures
Strong technical coverage skills, including experience with manuscript forms and bespoke policy wording
Experience managing or mentoring underwriters
Ability to work effectively in an environment with ambiguity and evolving risk issues
Strong communication, judgment, and decision-making skills
Experience with Transportation Network Company, Delivery Network Company, and Autonomous Vehicle risks is preferred but not required
Strong underwriting and coverage analysis skills
Ability to interpret and construct manuscript policy language
Strong people leadership and coaching skills
Sound judgment in complex and evolving situations
Ability to balance growth, risk selection, and profitability
Effective broker relationship management across retail and wholesale channels
What C&F will bring to you
Competitive compensation package
Generous 401K employer match
Employee Stock Purchase plan with employer matching
Generous Paid Time Off
Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
A dynamic, ambitious, fun and exciting work environment
We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community
At C&F you will BELONG
If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know
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Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $91,000.00 to a maximum of $171,100.00. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.
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Crum & Forster is a specialty and standard commercial lines insurance provider with a history dating to 1822, offering admitted and surplus lines insurance products through multiple business units. The company operates through divisions including Accident & Health, which provides specialty insurance and reinsurance products such as employer stop loss, excess medical, life, and ancillary benefits, as well as Travel Insured International, a leading travel insurance provider with over 30 years in business. With more than 2,000 employees across U.S. locations and a financial strength rating of A+ (Superior) by AM Best, C&F is recognized for superior customer service, claims handling, and risk engineering. The company is part of Fairfax Financial Holdings, a global billion-dollar organization, and has achieved recognition as a great place to work with multiple workplace and wellness awards.
