Target Group are a leading business services provider in lending, investments and insurance, creating value for our clients through digital customer journey, outsourcing and operational transformation.
At Target, we give you the opportunity to make a difference. You’ll be involved in shaping the growth of the business – and you’ll get to try new things along the way. If you are up for a challenge and are willing to work hard, working with us will give you a fulfilling and varied career.
We operate a Hybrid Working policy consisting of 2 days per week in our Newport office. However, for applicants further afield we will consider remote working options (must still be UK based).
As a Financial Crime Executive you will assist the business in delivering robust financial crime prevention systems and controls across all areas of the business and all required products.
You are a key member within the Financial Crime Compliance Team, and you will proactively support colleagues across Target Group in delivering proportionate, accurate and effective financial crime services to clients. You will interact with colleagues at all levels of the business, multiple clients and external law enforcement agencies and will gain exposure to a diverse range of work within a fast-paced environment.
This role involves providing independent oversight and challenge to 1LoD and wider business, ensuring that financial crime controls are effective and robust.
Your day to day duties will include:
- Support the business with specialist guidance and advice, including managing business queries and resolving escalations with respect to fraud, anti-money laundering, anti-bribery and corruption, PEPs, sanctions and adverse media.
- Complete SAR investigations and support reporting of SARs to NCA.
- Liaise with appropriate enforcement and supervisory bodies, resolving issues around requests for information, production orders, SARs, consents, freezing and prohibition orders.
- Complete complex fraud and financial crime investigations, maintaining appropriate records for evidential and reporting purposes.
- Identify any training needs in relation to the understanding of financial crime across by Target Group. Where required, liaise with the Learning and Development team to deliver training, and provide advice to the wider business on financial crime matters where a training need is identified.
- Support assurance and control testing across financial crime activities, documentation and systems, to ensure their adequacy and effectiveness, and to recommend further improvements.
- Monitor and analyse trends related to financial crime activities, providing insights and recommendations to senior management.
- As required, complete due diligence checks on clients, customers, third party individuals and entities and suppliers, and as part of new business projects.
- Obtain and review information for corporates and private individuals from relevant sources (e.g. Companies House) and determine further information requirements.
- Ensure completion of periodic/ongoing due diligence in accordance with the risk rating of the client or internal risk appetite.
- Provide support for risk and impact assessments and horizon scanning, as required.
- Contribute to delivery of monthly operational routines, including review of expenses and G&H.
Requirements
You’re someone who has:
- An understanding of relevant UK and EU Financial Crime laws and regulations.
- Proficient technical knowledge in financial crime risk domains (KYC, CDD, AML, sanctions, fraud, bribery, corruption, and tax evasion).
- Experience of managing financial crime escalations and providing quality, constructive feedback to business colleagues.
- Experience of supporting the production of assurance and other financial crime reports that serve to educate stakeholders with respect to status of the current risk environment.
- Experience of critiquing effectiveness and adequacy of financial crime controls and helping to drive control improvements where required.
- Knowledge of financial crime typologies would be advantageous.
- Experience of completing investigations.
You’re someone who is:
- Personable, enthusiastic and able to build strong, collaborative relationships across own and other teams.
- Able to present information clearly, concisely and accurately.
- Able to understand regulation and legislation and consider how these must be applied across the business and for clients.
- Resilient and able to deliver under time and task pressure.
- Analytical with the ability to gather and manage information effectively, efficiently and ethically investigative skills.
- Able to draw on and defend own conclusions based on relevant/available data and make the right decisions, considering both the business and customer outcomes.
Benefits
Core Benefits
- Salary up to £33,000 per annum
- 30 days holiday PLUS bank holidays!
- Defined Pension Contribution Scheme (Employer matched up to 6%)
- Employee Discount Scheme, access to discounts and offers across 100s of leading retailers.
- Company Paid Private Medical Insurance (benefit in kind)
- Group Life Assurance
- Group Income Protection
- Annual Pay Review
- Discretionary Annual Bonus Scheme
- Help@Hand – Confidential access to health and wellbeing support to include Employee Assistance Program
- Free Flu Vaccinations, Eye Tests and employer contribution towards glasses
- Recognition Scheme
- Free Mortgage Advice and Support
My Flex, our flexible benefits scheme gives colleagues access to additional benefits to supplement their core package. My Flex can save colleagues money by taking advantage of our corporate rates and also help spread the cost, through our monthly payroll deductions.
- Salary Sacrifice Pension Scheme
- Technology Buying Scheme (Salary Sacrifice)
- Critical Illness Cover
- Dental Insurance
- Gym Flex - discounted annual gym/health club memberships
- Taste Cards / Gourmet Cards
- RAC Breakdown Cover
- Charitable Payroll Giving
- Cycle to work Scheme (Salary Sacrifice)
- Health Cash Plan
We’re committed to creating a Diverse & Inclusive culture through the execution of our D&I strategy, community relationships, our people & leaders.
United Kingdom
