About the Role
We're a Series C fintech company building modern banking infrastructure purpose-built for small and independent businesses. Our platform gives hundreds of thousands of entrepreneurs the tools they need to manage cash flow, move money, and run their finances — all in one place.
We're hiring a Product Manager, Banking to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product — you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners.
What You'll Do
Own the strategy, roadmap, and execution for core banking products — including deposit accounts, money movement, cards, and the underlying program infrastructure
Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions)
Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows
Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities
Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design
Embed risk, fraud, security, and regulatory requirements into the product process from day one — partnering with Risk, Compliance, and Legal at every stage
Manage product relationships and integrations with banking partners and key third-party vendors
Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability
What We're Looking For
Required
7+ years of progressive product management experience owning complex, technical, or platform products — specifically in fintech, financial services, banking, or payments
Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure
Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs
Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations
Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features
Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics
Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints
Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience)
Must be authorized to work in the United States — visa sponsorship is not available for this role
Nice to Have
Experience managing product relationships and integrations with banking partners and third-party vendors
Familiarity with ledger systems and core banking infrastructure
Background in small business or SMB-focused financial products
Compensation & Benefits
Salary: $160,000 – $180,000 annually
Competitive equity and benefits package
Location
This role is based in New York City on a hybrid work arrangement. Candidates must be able to work regularly from our NYC office.
Clera is building autonomous AI agents that handle end-to-end recruiting operations. The company's AI agents find candidates, write personalized outreach, handle conversations, qualify fit, and schedule interviews without human intervention. Clera has raised pre-seed funding from top investors and has grown to marketplace scale with 40,000+ talents and hundreds of top startup customers. The company is now scaling its AI-native recruiting platform by hiring operators who supervise the agents, handle high-judgment moments, and close candidates that require human touch.
