Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. This role is part of the Merchant Pricing team, which is responsible for merchant monetization, increasing consumer conversion, and optimizing loan economics across the entire portfolio of merchants and channel partnerships. In joining this team, you will be at the center of Affirm’s monetization and conversion strategy to expand our footprint into new verticals, geographies, and product offerings.
The team drives innovative solutions that fuel both merchant and user experiences in the US and globally while partnering with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more. This role is part of the Decisioning and Pricing product group in charge of Affirm's credit underwriting and consumer and merchant pricing strategy.
What You’ll Do
Define and socialize the product vision and strategy in collaboration with your peers in Pricing Engineering and Analytics
Define new products and features with requirement specs, product flows, and designs
Analyze and quantify the impact of product features and define metrics for success
Establish yourself as a trusted partner of our Pricing, Commercial, and Engineering teams
Become recognized as a domain expert in the subject matter that drives merchant monetization and conversion
Collaborate across functions – including engineering, design, analytics, legal, compliance, marketing, commercial, pricing and others – to successfully launch and scale products
Collaborate across product teams to support initiatives that interface with Affirm’s Pricing capabilities (e.g., international expansion, large merchant integrations, and new product verticals)
What We Look For
Motivation: You have a passion and drive to change consumer finance for the better
Diligence: You are detail-oriented in identifying and defining edge cases and dependencies and are resourceful in mitigating blockers and navigating ambiguity
Analytical skills: You have a data-driven learning style and can use quantitative information to guide decisioning
Self Starter: You must be comfortable operating autonomously, socializing and presenting your work to leaders and unafraid to learn/fail fast
Execution: Experience shipping products end-to-end with measurable impact to the bottom line
Product experience: Minimum 2 years of prior product or relevant experience in consumer finance, payments, or underwriting is a plus
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
Pay Grade - L
Equity Range 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: $125,000 - $175,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
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