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Enterprise Risk Manager

Stripe logo

Location
United States
Base Salary
141k-211k USD
Stripe

Job Description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

We appreciate that growing the GDP of the internet requires leaps into the unknown or untested and being risk-forward, while also taking measured and deliberate risks that are aligned with our business objectives and risk appetite. The Global Enterprise Risk Management team is globally distributed and helps Stripe to strategically oversee risks, working with our business teams to ensure that risk-mitigating controls are in place, enabling our products to develop and scale in a risk-aware manner and managing emerging threats and disruptions to our business.

What you’ll do

We’re looking for an Enterprise Risk Manager to be part of the Business Risk Oversight team, which is one of the pillars in the second line of defense Global Enterprise Risk Management team. The Business Risk Oversight team is responsible for overseeing Stripe’s risks related to its core products and third parties (inclusive of vendors, outsourcing relationships and partnerships), with direct impact across the company globally. This team is also responsible for the oversight of the fraud risk strategy and the knock on impact to the wider financial ecosystem. The successful candidate will help build and scale a global second-line program to oversee these risk areas and partner closely with fraud strategy, product and third-party teams to identify risks, lead risk and control self-assessments and support the identification and remediation of incidents and issues in accordance with the global issues management program framework.

This role will need to partner effectively with risk owners and business line leadership to ensure there is sufficient monitoring, reporting and governance mechanisms in place to effectively manage a wide range of risks across business and product teams. The role holder will also be a key participant in relevant governance fora and will contribute to impactful, comprehensive reporting to executive and Board level committees.

Responsibilities

  • Play a critical role in the development of a second line oversight program, including key policies, standards and processes for related to fraud, third party and product risks
  • Develop and sustain a ‘business partner’ relationship with the first line teams in each of these areas and facilitate Risk and Control Self Assessments (RCSAs) with these teams
  • Provide advice, oversight, review and challenge of risk incidents and issues, ensuring prompt and robust remediation
  • Attend relevant governance meetings at both the global and regional level and report key findings to regional and global leads for inclusion in relevant forums
  • Drive the creation of a risk and control register in Stripe’s GRC tool in accordance with the requirements of the Global Enterprise Risk Management Program
  • Working with the Compliance teams, review, track and monitor regulatory changes (relevant to fraud, third party and product risks) and any other relevant communications from the regulators, partnering with stakeholders to ensure appropriate readiness for new changes
  • In collaboration with business leads, ensure we have appropriate business continuity and resiliency plans in place to mitigate our highest risks and meet regulatory requirements
  • Support the development and delivery of necessary training and awareness initiatives

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

  • At least 8-10 years of work experience executing risk programs and working with fraud strategy, third party and/or product teams on conducting risk assessments
  • Extensive experience building and managing relationships with internal and external stakeholders with strong influencing skills to drive parties towards an optimal outcome
  • A strong team player, with the ability to play a key role as a member of the Global Enterprise Risk Management team. Well-versed in the nature of global roles and an ability to operate independently as part of a global risk pillar.
  • Knowledge and understanding of effective governance, risk management practices, risk assessment methodologies, and operational risk issues that global fintechs with a wide-range of payments and consumer products face, and a growth mind-set to help scale risk initiatives for the future of Stripe
  • Excellent communication skills; a demonstrated aptitude for communicating clearly and effectively to a wide array of audiences, including senior management, Committees, Boards.
  • A proven ability to develop practical solutions to complex challenges
  • Highly effective organizational and project management skills, with a proven track record in meeting deadlines, performing under pressure, and advancing a number of projects simultaneously
  • Strong critical thinking, analytical, and data skills, with keen attention to detail, and an ability to transform large and complex data sets into simple and understandable formats, including heat maps and trends

Preferred qualifications

  • Professional accreditations in risk management

Working remotely at Stripe

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

Pay and benefits

The annual US base salary range for this role is $140,700 - $211,100. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

Advice from our career coach

A successful applicant for the Enterprise Risk Manager role at Stripe should possess a solid background in risk management, fraud strategy, and product oversight. To stand out as an applicant, consider the following tips:

  • Demonstrate a minimum of 8-10 years of experience in executing risk programs and conducting risk assessments in the financial industry.
  • Showcase your ability to build and manage relationships with internal and external stakeholders to drive optimal outcomes.
  • Highlight your strong communication skills, especially in conveying complex information to various audiences, including senior management and Boards.
  • Illustrate your organizational and project management skills by providing examples of meeting deadlines, working under pressure, and managing multiple projects simultaneously.
  • Emphasize your critical thinking and analytical skills, with a keen eye for detail and the ability to transform complex data into understandable formats, such as heat maps and trends.
  • If applicable, mention any professional accreditations in risk management as preferred qualifications.

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