At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
Location Requirement: Ideal candidate will be located in Iowa, Nebraska, South Dakota, North Dakota or Minnesota.
Essential Functions:
Underwrites accounts within an assigned underwriting authority level, and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit worthiness.
Gathers necessary information to make a decision on whether to approve or decline a bond request.
Maintains current account files and visits accounts as needed.
Serves as a technical expert to other bond underwriters, including assisting with training, on the underwriting process and best practices in marketing to existing and new agencies.
Creates new and grows existing agency relationships. Meets with agents, contractors, clients, prospective and existing project owners, etc.
Educates agents on the bond philosophy and services EMC provides its customers. Markets services to agents.
Participates in industry functions, meetings, and seminars to network and increase knowledge on surety and fidelity issues.
Communicates with agents proactively and anticipates agents and insured’s needs.
Plans and participates in events to establish new agency relationships and drive profitable growth opportunities for the department.
Identifies opportunities and eliminates potential barriers within agency relationships.
Underwrites new account submissions within an assigned underwriting authority level.
Analyzes and evaluates new submissions including financial statements, work in progress reports, and overall credit worthiness.
Sets up new account files and performs frequent agent and account visits.
Education & Experience:
Bachelor’s degree, preferably in accounting, finance, or business, or related field, or equivalent relevant experience
Six years of experience with bond underwriting, or related experience
Associate in Fidelity and Surely Bonding (AFSB) designation preferred
Knowledge, Skills & Abilities:
Excellent bond underwriting knowledge
Excellent analytical, financial, and problem-solving skills
Excellent multitasking and organization skills
Strong human relations skills, including written and verbal communication
Good keyboarding skills and computer knowledge including knowledge of Microsoft Office Suite
Ability to work effectively with others, as well as independently
Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$92,670 - $128,045 or $102,443 - $140,845A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
EMC Insurance Companies is an insurance provider specializing in commercial lines coverage with a focus on specialty segments including transportation, petroleum marketers, dealerships, telecommunications, and amusement/recreation. The company emphasizes collaborative teamwork and risk management expertise, working with agents and insureds to deliver comprehensive underwriting solutions across multiple lines of business. EMC positions itself as a responsive partner committed to supporting agents and improving customer experiences through specialized expertise and superior service.
